Terms & Conditions

Agreement to Terms

These Terms and Conditions ("Terms") govern your access to and use of the services provided by Red Missile Pty Ltd trading as Business Buyers Institute and The Acquisition Guy ("we", "us", "our"), including our website, membership program, and any associated communications.

By purchasing a membership, booking a call, or using our services, you agree to be bound by these Terms. If you do not agree, do not use our services.

What You Are Purchasing

Business Buyers Institute offers a business acquisition education and support program ("the Program"). Membership gives you access to:

• Education and frameworks relating to business acquisition
• Deal support and guidance from Sanjay Pandaram
• Introductions to financing contacts and M&A legal specialists
• Access to deal flow information and off-market opportunities
• Weekly live deal review calls and community access

Pricing & Payment Terms

Membership is available on the following terms:

• 6-Month Membership — $7,500 paid in full, or a payment plan of $5,000 upfront and $3,000 at 30 days ($8,000 total)
• 12-Month Membership — $10,000 paid in full, or a payment plan of $5,000 upfront, $3,000 at 30 days, and $3,000 at 60 days ($11,000 total)

All prices are in Australian Dollars (AUD) and are inclusive of any applicable GST unless otherwise stated.

Payment plan instalments are due on the dates agreed at time of purchase. If an instalment payment fails, access to the Program may be suspended until payment is received.

Refund Policy

Due to the nature of the Program — which provides immediate access to proprietary frameworks, deal support, financing introductions and community — all sales are final.

We do not offer refunds once access has been granted, except where required by Australian Consumer Law.

If you believe you have a claim under the Australian Consumer Law (including consumer guarantees), please contact us at [email protected].

Cancellation

You may cancel your membership at any time by contacting us in writing. Cancellation stops future access at the end of your current membership period. No partial refunds are issued for unused time.

If you are on a payment plan and cancel, any outstanding instalments that have already fallen due remain payable. Future instalments not yet due will be waived upon cancellation, however access to the Program will cease immediately.

Not Financial or Legal Advice

Business Buyers Institute does not hold an Australian Financial Services Licence (AFSL) and does not provide personalised financial, investment, legal or tax advice.

All content, frameworks, deal support and communications provided through the Program are for educational and informational purposes only. Nothing we provide constitutes a recommendation to enter into any specific transaction.

We strongly recommend that you obtain independent legal and financial advice before entering into any business acquisition transaction.

Results Disclaimer

Results are not typical and are not guaranteed. Business acquisition involves significant risk and outcomes vary based on individual circumstances, deal availability, financing structures, and the effort and experience of the buyer.

The ability to acquire a business using little or no personal savings depends on the specific business, the seller, and the financing structures available at the time. Vendor finance, deferred consideration, earnouts and third-party funding are legitimate structures — however they are not available in every deal.

Any examples, case studies or outcomes referenced in our materials are for illustrative purposes only and do not constitute a guarantee of future results. Past results are not indicative of future performance.

Intellectual Property

All content provided through the Program — including frameworks, templates, call recordings, written materials and methodologies — is the proprietary intellectual property of Red Missile Pty Ltd.

• You may not reproduce, distribute, share, sell or publish any Program content without our prior written consent
• Membership grants you a personal, non-transferable licence to use Program materials for your own acquisition activities only
• Sharing login credentials or Program content with non-members is prohibited and may result in immediate termination of membership without refund

Limitation of Liability

To the maximum extent permitted by Australian law, Business Buyers Institute and Red Missile Pty Ltd are not liable for any direct, indirect, incidental, consequential or special damages arising from your use of the Program or any business acquisition you undertake.

Our total liability to you for any claim arising out of or in connection with these Terms or the Program is limited to the amount you paid for your membership in the 12 months preceding the claim.

Conduct & Community Standards

As a member you agree to:

• Engage respectfully with Sanjay and other members in all Program interactions
• Not use the Program or community to solicit, promote or market your own products or services without prior written consent
• Not engage in conduct that is abusive, defamatory, fraudulent or illegal

We reserve the right to terminate membership immediately and without refund for serious breaches of these standards.

Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes arising out of or in connection with these Terms will be subject to the exclusive jurisdiction of the courts of New South Wales.

We encourage you to contact us directly to resolve any concerns before initiating formal proceedings.

Changes to These Terms

We may update these Terms from time to time. We will notify active members of any material changes by email. Your continued use of the Program after changes are posted constitutes your acceptance of the updated Terms.

Contact Us

For any questions about these Terms or your membership, please contact us: